Home Purchase
Once you’ve made the decision to buy a new home, you’ll want to build your home purchase team. You’ll need the help of a real estate professional to help you find the home, and you’ll need the help of a professional mortgage broker who can help guide you through this part of the process. For many, the process can seem intimidating. You may only do it once in your life time, and that’s why we’re here to help. But, whether you buy for personal use, or even investment property we are an experienced team of mortgage brokers with more than twenty-five years of home purchase experience.
What is a Mortgage Broker?
A mortgage broker is a middleman between the borrower (you) and the bank or mortgage lender. They keep tabs on rates from a multitude of lenders, and help get borrowers approved for a mortgage, whether it is a home purchase or a refinance. There are a lot of different mortgage programs for home purchases, and mortgage brokers like us have access to these rates on a daily basis.
How Does a Home Purchase Work?
Once you make contact with us and we agree to work together, we will want to gather important documentation from you. Documentation such as; income, assets, employment history, W2’s, Tax Returns, and paycheck stubs. This documentation is needed in order to assess your ability to obtain financing. After you’ve submitted the requested paperwork, we can assess what works best for you. It is at this time we will make the presentation to the lender(s) for you, and as the process moves forward we are right there with you until the deal is closed.
Home Loan Process
