Refinance

You Can Get a Home Mortgage Even with Less than Perfect Credit

There appears to be a lot of ‘doom and gloom’ people out there regarding qualifying and acquiring a home mortgage. But, but getting a home mortgage is not as difficult as these people say. Of course are some borrowers with near-perfect credit who are being rejected for loans, but that shouldn’t deter anyone from applying [...]

Amortization | The Ups, Downs, and Sideways

If you’ve contracted for any type of loan in your life, then you’ve possibly heard the word ‘amortization.’ But if you’re just now working your way through the mortgage loan process, amortization means the gradual repayment of a mortgage loan, both principal and interest, by installments. For the most, a repayment of a mortgage loan [...]

Mortgage Loan | Can You Qualify While on Workers’ Compensation

We came upon a situation a few months back where a client called us for a refinance, but he was on Workers’ Compensation for the past few years. There are medical reasons, which I won’t get into on here, and it seems there is a strong possibility the Workers’ Compensation claim will last into retirement. [...]